Pricing and plans that just make sense

Financial Planning for Young Families

Whether you want to take the kids to Disney, buy that boat you've always wanted, or remodel the house — we're here to help you achieve your real-life goals while still keeping an eye on the future.

We equip you with the guidance and knowledge you need to build a strong financial foundation. Some of our most popular topics include: investing, employee benefits, vacation planning, remodels, student loans, child savings accounts, and estate planning.

We excel at building low-cost, tax-efficient portfolios built on an academic foundation. Your advisor will educate you, find opportunities for optimization, and help you achieve your goals.

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DIY Plan

$1500 one time

Payment options available

If you're looking for help organizing your financial life but aren't quite ready for full service planning yet, working with us on a DIY plan is a great option. We'll build a full financial plan for you while helping you discover what you care about most.

Over the course of 4-6 weeks, we'll meet multiple times in a fully virtual format. Our time together will equip you to move forward with confidence until your next major life change. When that change comes, you can renew your plan at a discounted rate or become a full service client.

During your meetings, your advisor will screen share with you and help you implement our recommendations. Some of the most common action items we work on include: updating your 401(k), opening online investment accounts, buying or updating insurance, creating trusts and wills, and setting up automations.

By the end of the process, you'll be fully set up for your next chapter and feeling financially empowered.

Benefits of a DIY Plan

  • Develop a clear strategy to help accomplish your goals
  • Feel confident in your money-making decisions
  • Get answers to all your questions (even the ones you don't know to ask)
  • Avoid paying fees and commissions to third-party salespeople
  • Receive action steps, unbiased advice, and support with DIY implementation

Full Service Planning

$250/month

Per household. Deducted from investment account.

At Luchini Financial, we don't approach your financial life like we would your parents — because you're not your parents. We understand and appreciate your stage of life and everything that comes with it. We also offer our services virtually so we can meet you where you're at in your busy life. As a flat fee firm, we bring an unbiased, expert perspective that has only your best interests in mind.

Benefits of Full Service Planning

  • Receive ongoing guidance prioritizing your life and goals
  • Enjoy peace of mind knowing your plan will change every time life does
  • Leverage investment management built on data rather than speculation
  • Feel empowered to spend your money on your mid-term goals

What's Included in Full Service Planning

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Annual Plan Updates

Over time, your plan will need tweaking as your situation and goals change. We adjust your plan annually free of charge as part of full-service planning.

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Unlimited Investment Management

Our flat-fee plan includes unlimited investment management, regardless of portfolio size. No more paying a percentage to the traditonal firms.

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Personal Financial Website

We believe in doing things digitally to keep pace with the modern world. Access documents and manage your investments in one central hub.

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Tax Return Summary

Send us your tax return, and we'll create an easy-to-understand summary that highlights areas for improvement and opportunity.

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Unlimited Access to Planner

When financial questions pop up, you can rest easy knowing you have someone to turn to for professional and unbiased guidance.

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Fiduciary

We're fiduciaries 100% of the time, which means our interests always align with yours and you can rely on the advice we provide.

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Questions + Answers

We can do both. Some meetings are best done at our office in Altoona, but most can be scheduled virtually allowing us to accommodate your busy schedule and geographic limitations.

There is no minimum. We charge a flat fee for service. This means if we can provide value to you for the fee we charge, the amount of money you have (or don't have) makes no difference.

Yes, we can update your plan anytime for a reduced fee since we already have the groundwork built. However, you will not have access to our ongoing service model, and you will need to manage your own investments.

Not exactly. We believe there is too much value in planning to skip it. We start everyone with a base plan. After that, you can opt out of some of the ongoing services we provide, however the fee will be the same, so we suggest taking full advantage of what we offer.

We can help implement actions by referring you to a local trusted agent or working directly with your current agent. Oftentimes, we can get you the proper coverage online right from your couch. In any case, we do not receive commissions, referral fees, or any other form of compensation allowing us to stay conflict-free.

Ready to enjoy flat fee pricing?

Schedule a call today to learn more about us, tell us about yourself, and discover if working with our firm is the best fit for you.

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