Financial guidance done differently

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The fee-only difference

Luchini Financial is a fee-only firm, which means we don't accept commissions or referral fees.

When you partner with us, you can be sure that your planner is always recommending what's in your best interest.

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We're a fiduciary

We're a fiduciary 100% of the time. Our entire business is built around the concept of doing what's best for you, our client.

Our interests and yours are always aligned.

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Flat fee investment management

Our flat monthly fee covers unlimited investment management, regardless of portfolio size.

Today's portfolio management is done at scale with computers. Humans are involved in making the decision, but once that decision is made, it can be cast across many accounts at the stroke of a key.

This phenomenon is what allows us to manage a portfolio worth $5 Million for the same cost as one worth $50k.

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Our investment philosophy

We manage low cost, tax-efficient, highly diversified portfolios designed to match the long-term needs of our clients.

We lean into the power of diversification and time rather than making lots of short-term moves that probably won't pay off. Rebalancing less frequently allows us to harness the long-term positive growth of the market in our favor, while using drift settings to ensure proper risk alignment.

Let's start the conversation

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About The Founder

My name is Rick Luchini, and I started this firm with a simple mission — to provide high-quality financial guidance in a way that actually makes sense.

While working for a traditional firm, I saw firsthand how the "standard" practices were out of step in the modern world. So I left and built my own firm on the foundation of a flat fee model.

My team and I are passionate about providing excellent, personalized service at an affordable price. We want to empower you to pursue your passions in life, no matter what age you happen to be.

We're here to make your life be more fulfilling with sound financial advice that fits your lifestyle.

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